Debt collection is profitable for debt collectors! There are about 4,100 debt collection agencies in the United States, “employing nearly 450,000 people, and the industry expects to grow by 23 percent over the next three years,” notes Peter Van Buren, in a Huffington Post Blog entitled “Poverty is Profitable: 1 out of 3 US Consumers [..]
What do you need to know to open a business? In order to get started, use a checklist to make sure you have covered the basics. The U.S. Small Business Administration suggests the following 10 steps. The first and most important step, in my opinion, is to write a business plan. Having a business plan [..]
Your credit report is reviewed if you want to buy a house, or a car, or even when you apply for a job. Many of us don’t know what is on our credit report. How old is the information? How long does it stay on your report? Is there anything you can do to remove [..]
Everyone wants to save money. But do you want to run the risk of costing yourself and/or your business more money in the long run with hastily crafted documents that are not legally sound? Here are some reasons why you might consider having an attorney review and/or draft your legal agreements. Reason No. 1 You [..]
If you want to know if you need to start the Estate Planning process, ask yourself if you want to have some say during your life how your property will be distributed after your life. Also ask yourself, how will health care decisions be made if you are incapacitated. The American Bar Association recomends that [..]
When you start a new business many legal issues may arise. For instance, you may wonder, what type of business structure should you have? Other questions include: What contracts will I need for procurement, professional services and other goods and services? What kind of agreement will I use with my customers? Will I need employment contracts? What [..]
